After my time in the Army I truly committed myself to living a loving life. In doing so I found that happiness is the key and sole purpose to our greater self and reason for being. For me, placing happiness first (and this is forever a ongoing task) lead me to find my way. Doing only what I wanted to do, that which was in line with my happiness has lead me to where I am now and although I have only just begun, I feel great inner peace with knowing I am on the road.
My advise is to align yourself with the things you are most passionate, creative and inspired by. We are all infinitely diverse beings of one greater consciousness and that is one of love. Know this and you can recognize what your heart loves and desires, no need to wait for retirement, everyday marks a new beginning so start to live your loving life here and now in the moment. Good luck friend :)